Are YOU Eligible for the Earned Income Tax Credit?
EITC is the federal and state income tax credit available to low and moderate-income working families and individuals. Often called the nation's best, long-term economic stimulus program, Earned Income Tax Credits give working poor and moderate-income families the boost they need to make rent or mortgage payments, buy needed food, medicine and other essentials, improve their quality of life, and contribute to the economy. The state is working with a host of partners to make sure every family that qualifies for EITC files for the tax credit this year. Last year, more than 50,000 working families in Massachusetts failed to apply for EITC, leaving an estimated $75 million
in unclaimed money when it could have been circulating in the Massachusetts economy.
Seniors may also be eligible for the Circuit Breaker Income Tax Credit. This credit provides tax relief for moderate and low-income senior citizens. Qualifying senior citizens may claim a credit in their state income tax returns for real estate taxes paid on their Boston residential property.
Additionally FREE tax preparation provided by IRS-trained professional tax volunteers is available throughout Massachusetts for people of low and moderate income at Volunteer Income Tax Assistance (VITA) sites. With the help of countless VITA volunteers, ABCD provides free tax preparation for low-income clients.
For questions or more information on on ABCD's tax assistance program, please contact Angelina Camacho, Financial Futures Initiative Coordinator at 617-348-6583
Find Tax Assistance Near You
Us the site locator to the right, and select "Taxes" from the drop down menu, to find an ABCD location near you that offers free tax assistance.
You can also click here to find a list of sites.
What Do I Bring to My Appointment?
- Valid Picture ID required
- Social Security card or Individual Taxpayer ID Number (ITIN) for you, your spouse, children or other dependents. (An official verification letter issued by the Social Security Administration is acceptable if you do not have a social security card.)
- Birth dates for you, your spouse, children or other dependents
- Proof of health insurance for you, your spouse, children or other dependents
- All W2 forms from all employers
- All 1099 forms – for example, 1099G (unemployment) and 1099R (pension payments)
- Proof of deductible expenses or credit eligibility, examples include:
- All 1098 forms – for example, 1098T (tuition payments) and 1098E (student loan interest paid)
- Total paid for tuition, tuition loan interest, receipts for materials and books, and other allowable education expenses
- Total child care expenses in 2013, and name, address, Employer Identification Number (EIN) or SSN of child care provider(s)
- Total rent paid in 2013
- First time homebuyers: your closing documents
- A copy of last year’s tax returns
- Any mail from the IRS
- Your bank account and routing numbers to direct deposit your refund
- IF MARRIED AND FILING JOINTLY: to file taxes electronically, both spouses must be present to sign the required forms.
EITC Frequently Asked Questions (FAQ)
What is the Earned Income Tax Credit (EITC)?
The EITC is a refundable federal and state income tax credit that puts money in the pockets of hard-working people. You do not have to be eligible for the EITC in order to be served at one of our free tax sites. If you have earned less than $49,000, please contact one of our local sites for an appointment.
Do I Qualify for the Earned Income Tax Credit (EITC)?
You may be eligible for the EITC if...
- You (and qualifying children on the return) have a valid social security number.
- You have been a U.S. citizen or resident alien all year.
- You have lived in the United States more than half the year.
- Your filing status is NOT "married filing separately."
- You ARE NOT the dependent of another person.
These considerations also apply:
- You are not filing a Form 2555 or Form 2555-EZ (relating to foreign earned income).
- If you have Investment income, it must be $3,100 or less.
- Qualifying child(ren) cannot be used by more than one person to claim the EITC.
- Child(ren) claimed must meet the relationship, age, and residency tests.
- If you do not have children, you must be between the ages of 25-65 as of December 31, 2013.
Additional EITC Benefit Information
For questions or more information on on ABCD's tax assistance program, please contact:
Angelina Camacho, FFI Program Coordinator
For more information on Boston's EITC Coalition visit www.bostontaxhelp.org or call 617-918-5275
For more information on the Earned Income Tax Credit, please visit the official IRS website.